United States
Housing
What homes cost to buy and rent, what a mortgage costs each month, how many homes are being built, and who owns — nationally since the 1960s and by state.
Median sales price of houses sold
Quarterly, new and existing, since 1975
Source: Census and HUD via FRED
At a glance
Median house price
$410.7K
Q2 2026
▼ −1.3% vs a year earlier
30-year mortgage rate
6.9%
Monthly average
Sep 2026
Rent-burdened renters
—
Paying 30%+ of income on rent
Homeownership rate
65.0%
Share of households
Q2 2026
Key findings
- The median house sold for $410,700 in Q2 2026.
- That was 4.7× the median household's income in 2025, against an average of 4.5× since 1984.
- At a 6.9% mortgage rate, monthly principal and interest on that house with 20% down came to $2,059 in Q2 2026, against $1,241 five years earlier.
- The homeownership rate was 65.0% in Q2 2026; it peaked at 69.2% in Q2 2004.
- Builders started homes at an annual rate of 1.3M in Aug 2026.
Home prices
How much do homes cost, and how fast are prices rising?
Home prices, rents, and all prices
12-month change
- Home prices
- Rents
- All consumer prices
Affordability
How do home prices and mortgage costs compare with what households earn?
The monthly payment is principal and interest on a 30-year fixed loan for 80% of the median sales price, at that quarter's average Freddie Mac rate. It leaves out taxes, insurance, and the down payment.
Home prices against incomes
Median house price ÷ median household income
Source: Census and HUD via FRED
Monthly payment on the median house
Principal and interest, 20% down, nominal dollars
Source: Census, Freddie Mac via FRED
30-year fixed mortgage rate
Monthly average since 1971
Source: Freddie Mac via FRED
Building
How many new homes are being built, and how many rentals sit empty?
Housing starts
New privately owned units, seasonally adjusted annual rate
Source: Census and HUD via FRED
Rental vacancy rate
Share of rental units vacant and for rent
Source: Census and HUD via FRED
Renting
What does rent cost, and how many renters are stretched?
Gross rent is rent plus utilities. Housing is conventionally called unaffordable when it takes 30% or more of household income, and severely so at 50%.
Rent burden
Share of renter households
No data loaded yet.
Source: American Community Survey 1-year
Median gross rent
Monthly, nominal dollars
No data loaded yet.
Source: American Community Survey 1-year
Owning
What share of households own their home?
Homeownership rate
Quarterly, share of occupied homes owned by the people living in them
Source: Census and HUD via FRED
Across the states
How do the states compare? Pick a measure to map it; sort the table by any column.
Highest home values relative to income
States, median home value ÷ median household income
No data loaded yet.
Source: American Community Survey 1-year
Most rent-burdened renters
States, share paying 30%+ of income
No data loaded yet.
Source: American Community Survey 1-year
Median home value
· American Community Survey
Owner's estimate, owner-occupied homes.
Shades split states into sevenths by rank.
View and sort the full state data table
| 2025 | 2025 | 2024 | ||||||
|---|---|---|---|---|---|---|---|---|
| Alabama | — | — | 3.8% | — | — | — | 71.3% | $66,659 |
| Alaska | — | — | 4.6% | — | — | — | 65.3% | $95,665 |
| Arizona | — | — | 1.9% | — | — | — | 69.7% | $81,486 |
| Arkansas | — | — | 4.2% | — | — | — | 68.9% | $62,106 |
| California | — | — | 1.9% | — | — | — | 55.3% | $100,149 |
| Colorado | — | — | 1.3% | — | — | — | 62.9% | $97,113 |
| Connecticut | — | — | 7.2% | — | — | — | 66.6% | $96,049 |
| Delaware | — | — | 4.7% | — | — | — | 75.5% | $87,534 |
| District of Columbia | — | — | 1.4% | — | — | — | 40.3% | $109,707 |
| Florida | — | — | 0.7% | — | — | — | 66.2% | $77,735 |
| Georgia | — | — | 3.3% | — | — | — | 63.9% | $79,991 |
| Hawaii | — | — | 2.1% | — | — | — | 60.9% | $100,745 |
| Idaho | — | — | 3.1% | — | — | — | 68.3% | $81,166 |
| Illinois | — | — | 6.6% | — | — | — | 66.3% | $83,211 |
| Indiana | — | — | 5.2% | — | — | — | 71.4% | $71,959 |
| Iowa | — | — | 4.0% | — | — | — | 70.2% | $75,501 |
| Kansas | — | — | 5.0% | — | — | — | 67.5% | $75,514 |
| Kentucky | — | — | 4.9% | — | — | — | 72.4% | $64,526 |
| Louisiana | — | — | 3.0% | — | — | — | 69.3% | $60,986 |
| Maine | — | — | 5.8% | — | — | — | 74.7% | $76,442 |
| Maryland | — | — | 3.7% | — | — | — | 68.8% | $102,905 |
| Massachusetts | — | — | 4.8% | — | — | — | 62.4% | $104,828 |
| Michigan | — | — | 5.7% | — | — | — | 74.0% | $72,389 |
| Minnesota | — | — | 3.7% | — | — | — | 71.2% | $87,117 |
| Mississippi | — | — | 4.5% | — | — | — | 74.9% | $59,127 |
| Missouri | — | — | 4.7% | — | — | — | 68.3% | $71,589 |
| Montana | — | — | 4.0% | — | — | — | 70.7% | $75,340 |
| Nebraska | — | — | 3.9% | — | — | — | 67.2% | $76,376 |
| Nevada | — | — | 2.7% | — | — | — | 59.1% | $81,134 |
| New Hampshire | — | — | 5.7% | — | — | — | 73.3% | $99,782 |
| New Jersey | — | — | 6.9% | — | — | — | 63.7% | $104,294 |
| New Mexico | — | — | 4.0% | — | — | — | 71.0% | $67,816 |
| New York | — | — | 7.0% | — | — | — | 52.2% | $85,820 |
| North Carolina | — | — | 3.6% | — | — | — | 64.5% | $73,958 |
| North Dakota | — | — | 5.5% | — | — | — | 64.9% | $77,871 |
| Ohio | — | — | 5.8% | — | — | — | 70.3% | $72,212 |
| Oklahoma | — | — | 3.6% | — | — | — | 63.8% | $66,148 |
| Oregon | — | — | 2.1% | — | — | — | 64.1% | $85,220 |
| Pennsylvania | — | — | 5.8% | — | — | — | 70.1% | $77,545 |
| Rhode Island | — | — | 6.3% | — | — | — | 65.1% | $83,504 |
| South Carolina | — | — | 4.9% | — | — | — | 73.0% | $72,350 |
| South Dakota | — | — | 3.7% | — | — | — | 68.1% | $76,881 |
| Tennessee | — | — | 3.6% | — | — | — | 69.5% | $71,997 |
| Texas | — | — | 1.8% | — | — | — | 63.6% | $79,721 |
| Utah | — | — | 3.2% | — | — | — | 68.3% | $96,658 |
| Vermont | — | — | 4.5% | — | — | — | 75.3% | $82,730 |
| Virginia | — | — | 4.7% | — | — | — | 69.6% | $92,090 |
| Washington | — | — | 3.0% | — | — | — | 63.4% | $99,389 |
| West Virginia | — | — | 5.5% | — | — | — | 78.1% | $60,798 |
| Wisconsin | — | — | 6.2% | — | — | — | 67.7% | $77,488 |
| Wyoming | — | — | 5.0% | — | — | — | 73.7% | $75,532 |
Sources and methods
Every figure on this page comes from the datasets below.
housing
Housing Market Indicators
Federal Reserve Bank of St. Louis (FRED), from S&P CoreLogic, Census, HUD, Freddie Mac, FHFA, and BLS
Used here for: home prices, mortgage rates, housing starts, vacancy, rent inflation, and homeownership, plus state home prices and homeownership
Monthly · Q1 1956 – Q2 2026 · 9,191 values
Last refreshed Oct 14, 2026
housing
Housing Costs and Tenure (ACS 1-year)
U.S. Census Bureau
Used here for: rents, rent burden, and home values, nationally and by state since 2008
Annual (each September) · Awaiting first import
economy
U.S. Economic Indicators
Federal Reserve Bank of St. Louis (FRED), from BLS, BEA, Census, the Federal Reserve, and the University of Michigan
Used here for: median household income for price-to-income, and overall inflation
Monthly · 1939 – Q2 2026 · 23,511 values
Last refreshed Oct 14, 2026
demographics
Language, Education, and Income (ACS 1-year)
U.S. Census Bureau
Used here for: median household income by state
Annual (each September) · 2008 – 2024 · 6,720 values
Last refreshed Oct 12, 2026
Incomes, jobs, and inflation are on Economy; households and family types on Family. Browse all datasets